The Most Important Steps to a Successful Career Change

People seek to change careers for a lot of different reasons. Some maybe interested in a new career because their career goals have changed or may have discovered new interests or may wish to have more money with a flexible time.

It’s crucial that you take time to evaluate your present situation and explore career options to choose a more satisfying job. And because we spend so much of our lives at work, it’s very important that we must get it right.

With that in mind, here are some of the most important questions to ask yourself when considering a career change.

  1. Do you have problems with your existing job? Can you fix it?

When considering a career change, it’s great to try to fix current problems with your existing job instead of moving into an unknown new one. Are you dissatisfied with the work itself or it has something to do with your boss or are you just being attacked by boredom? Are there some ways you could do to deal with that? Could you ask for promotion to keep you engaged or a pay raise to increase your feeling of being valued? It’s good to ask yourself these questions first before you decide to make a career change.

  1. Do you have the right skills needed to succeed in a new career?

Some of your skills might from your current job might be transferable but there are some skills you need to gain in order to succeed in a new career.

Are you ready to start as a trainee to gain relevant experience? Can you support yourself in terms of finance if your salary decreases?

  1. Do you have a development plan in place?

If you’re going ahead with a career change, it’s important to develop a development plan that helps you understand exactly what you need to do at every stage of your career change journey. By setting clear career goals and the steps you need to do to get where you want to be, you can easily navigate yourself towards your ultimate goal.

Review these tips in making the move in changing careers.

  • Analyze your current job satisfaction. Keep a note of your daily reactions and feelings on your job situation. What are the things you like and dislike? Is your dissatisfaction related to your work, company culture or the people you work with?
  • Determine your interests and skills. Review past experiences and identify preferred activities and roles.
  • Contemplate alternative careers. Research for career options and brainstorm for ideas for career alternatives.
  • Check out career options. Evaluate several fields to identify few targets for a research. You can find a lot of information online by simple Googling jobs of your interest.
  • Find contacts. Search out as much as you can about those fields and reach out to personal contacts in those fields. A good source of contacts for informational interviewers is your alumni career network.
  • Try it out. Look for freelance activities related to your target field to test your interest.
  • Develop new skills. Look for new ways to upgrade your skills in your current job which would open the way for a change. If your company offers trainings, sign up and attend for many classes as you can.
  • Consider alternative roles in your industry. Consider a new job in the same industry which would expand the knowledge on the industry you already have.

When you’re ready to start applying for jobs in your new industry, make sure to have a resume and a cover letter that reflects your aspirations and are based on your new goals.

Innovative Job-Searching Strategies and Job-Searching Secrets

With the current state of the U.S. economy the difficulty of finding a job is experienced by many people. Job searching has become more then a full-time job in itself for many people. With thousands of job resources available on the internet it is impossible to search every resource on a daily basis, or is it? This article presents job searching strategies and resources that will help you search most if not all of the job resources on the internet in a small amount of time. This article presents these strategies starting with the most obvious strategy to the least obvious.

Use the Major job boards:

Vertical job search engines are probably the single most powerful tool you can use. These vertical job search engines search through millions of jobs from thousands of resources including the major job boards, classifieds, associations, recruiters, company career pages, newspapers, niche job boards, etc., etc., etc., You will find job postings originating from places that you never heard of!. It is a must that you include BOTH of these websites in your job search strategy.

Most Classified websites offer employers a free way to post jobs. It is a must that you include searching classifieds in your job search. There are hundreds if not thousands of small job boards that specialize in jobs in only certain industries. These job boards are much cheaper for employers to post jobs to then the major job boards. I know companies who use niche job boards exclusively to find candidates.

You can go to any major search engine to locate these job boards. Typing in keywords such as “Engineering Jobs”, or “Accounting Jobs” will help you find these niche sites. The secret to finding these types of websites is that you MUST look past the first couple of search result pages at major search engines. You may have to go to pages as high as 10 through 20. The major job boards seem to always occupy the top rankings in the search engines.

State Agency Career Websites:
Each state has a career website in which employers can post jobs to for free. These are the same websites in which job seekers are required to post resumes to when applying for state unemployment benefits. Searching your state’s career website is must. Not only is job posting free, companies often use these resources to find candidates who are within the local area. Many times employers will use these websites exclusively for posting jobs and searching resumes.

Corporate Websites & Governmental Websites:
If you know companies or government agencies that hire people with your qualifications go to their corporate or agency website. Almost all large companies and governmental agencies are required to post open positions on their own website. This is normally done long before posting to any other website. In many cases companies will exclusively post job openings on their own corporate website and never place them anywhere else.

If you use these resources often you will see jobs that appear on one resource but no others. After some time you will also notice that there are many jobs that appear over and over again as you visit the different websites. When this happens you know you have the majority of the internet covered when comes to finding jobs and you will be one of the first to know when a new job is posted. Good luck with your job search.

Get Your Employment Contract in Black and White

Employment law stipulates that both verbal and written employment contracts are binding. Non-written contracts will automatically take effect when work commences by the employee. For employers who wish to ensure that they protect their business as well as acting in a responsible manner towards their employees they should always opt for a written employment agreement.

A contract of employment is an agreement that is set out between the employer and the employee. Employers can detail the terms and conditions of that employment looking at the rights, duties and responsibilities of the employee. Even though an employment contract does not need to be in writing an employer must supply a written statement detailing what has been agreed if the employee requests it within the first two months of commencing work.

An employment law specialist will always advise to keep all employment contracts documented. It pays to have terms and conditions detailed in black and white to protect the company from possible disputes in the future.

The contract binds both the employer and employee to the terms and conditions until the end of the contract date which will have been agreed between them. If either party wants to end that contract they must provide notice. It is also possible to end the contract if mutual consent is given to amend the terms.

Contract terms and conditions can also be included in the staff handbook or on the company notice board and some employers also detail some conditions in the offer letter. Employment law professionals can advise you as to the best format for your terms and conditions and help with employment contract drafting. There are certain terms that are required by law. For example employers must pay the minimum wage.

Decision Mistakes To Avoid When Changing Careers

One of the most important decisions in your life you will have to make besides buying a house and getting married is choosing your career. Most people choose their career before graduating from high school or while they are attending college. Whether you stay with the same career is another story. Unlike our parents, who stayed with the same job until they retired, it is more than likely that people today will make one, if not more, career changes during their life time.

You may be at a point in your life that you need, or would like, to make a career change. If this is you, make sure you use wise career change decision making in order to avoid huge mistakes before committing to a new job. Here are some mistakes that you can avoid before making that career change.

Make sure you have a plan. Landing a great job often takes time. Do a self-assessment so you know what job would be good for you. Include a scheme in your plan that involves research, finances, training, education, and especially time. You don’t want to rush, taking the first job could get you right back into the same position as the job you’re already in.

Do you Love-Hate your job? Is it your job you really hate or your career? Don’t make the mistake of changing careers when you really hate your job, but love your career. Sometimes a change in jobs in the same field is all that is necessary to fix the problem. If you’re sure you want to change careers, start a plan before you quit your job.

Is Money a Factor? If you’re thinking about a career change because you can make more money in a different career, think again, you know the saying “money can’t buy you happiness” well, this is very true. Changing careers just to make more money can leave you in another job that you hate just as much as your old one.

Feeling the Pressure. Are your friends and family trying to talk you into changing your career because they don’t feel it’s the right job for you? You know what you want in a career; changing careers for the wrong reason can lead to resentment and another career that you’re not happy with.

Don’t do it alone. If you’ve found a career that you would like to pursue, don’t go into it blindly. You should create contacts that you can acquire information from about your new career. These contacts can lead you to job openings, associations in your field, or just be a mentor, giving you tips, to help you get started in your new career.

Skills and Education. Be sure to brush up on any new skills you might need to make a career change. Not knowing what you’re doing can be a big mistake. It could cost you that new job that you want.

Make Money at Home – Easy Part Time Jobs For Moms and Dads

Home jobs mean work from home without any time boundaries and limitations. There may be many reasons why you left your regular job and searching for part time job or home based job. If you also belong to those smart people, who wants to earn from home jobs then you have come to the right place. Read on, you will find out more. Many legitimate companies offer home jobs to simplify they work load. Various part time jobs outsourced by these companies are surveys, researches, data entry, web designing, market search, online marketing jobs, conversion jobs and many more. There are many things which can be considered by you before starting a job at home.

a) Flexible timing: You can easily set your own working hours and are free to accomplish your household responsibilities with your work. You will not miss anymore family event with home jobs. Working hours will be fixed by you and you can spend time with your family and kids.

b) Wide opportunities: Home jobs are based on Internet jobs. You get opportunity to work with any company from any part of the world. You also have the freedom to cancel your work at any time. It’s up to you to take any online job and work if you are interested.

c) Earnings without expenses: There is no security deposit or recurring fees to start any online job at home. These jobs are free to all. Anyone from any part of the world can take home jobs and enjoy its benefits at the ease of your home. No business set up is required to earn from these jobs. There are no limits for you earnings.

d) Accessible: Home jobs are not complicated to search they are available in large numbers and you can choose according to your profile and convenience. There is no boss to whom you have to obey. You are your own boss when you take a part time job at home.

With online jobs at home, you can enjoy both precise time of your life with your child and make money as well. Many websites are offering jobs for home. You should take time to find the right and legit websites offering free part time jobs. At first select easy jobs that you can do. Slowly increase your capacity to work more. The more you take part time jobs the more you will earn.

Self Employed Liability Insurance – Extra Protection For Your Business

In today’s ever changing economy, lawsuits are filed by dissatisfied customers and disgruntled contractors on a regular basis. Civil lawsuits are often filed against unprotected, ill-prepared, small business owners. In many situations, these business owners are just self employed individuals operating a company of one. While these lawsuits are often frivolous, not every self employed business owners can afford to hire lawyers or defend against legal charges. For those who constantly fear expensive legal battles, self employed liability insurance provides independent contractors with a way to protect themselves and their assets.

Business liability insurance policies may be purchased by any individual who seeks additional legal protection. These policies are offered by most major insurance providers, but many self employed individuals are unaware of the option for additional protection. In spite of insurance companies often marketing liability insurance to large companies, any individual operating their own business has the option of purchasing liability coverage. Once purchased, a business liability insurance policy can be used to protect the holder from a variety of legal situations. Self employed liability insurance can protect an independent contractor, or small business owner, from lawsuits and legal actions involving a business’s work-site, product, service, or the actions of an employee.

Business liability is a broad subject which covers any action a company or its representatives may be considered legally responsible. Self employed individuals who work as contractors with small businesses, or other individuals, should always remember that they might be held legally libel for business practices. Though self employed individuals often believe no one would find suing them worthwhile, it is impossible to tell when a well-paying customer might choose to escalate a simple contract disagreement. Having a self employed liability insurance policy is one preventative measure that all small business owners can take.

When choosing a self employed liability insurance policy, it is important that the policy chosen provides the legal protection that best suits the policy holder’s professional field. Just because a business liability policy offers coverage in case of accident to an employer, does not mean all small business owners need such coverage. For example, self employed individuals who work from home writing gossip columns may need protection against lawsuits brought against them for libel or slander. Choosing the best liability policy might seem daunting, but taking the time to research the best way to insure a business can save self employed worker’s future stress and heartache.

When Professional Development & Middle-Adulthood Collide – Relaunching Your Career

Most people launch their careers in their twenties and thirties with the focus of career development mainly on early adulthood. And what is the ambition at this age? For many, it’s getting to “the top” as soon as possible. Some people achieve this goal in their early forties with twenty to thirty career years still ahead of them. Others perhaps do not use goals in their careers; their careers just evolve!

Nonetheless, middle-adulthood, those years from forty to sixty, are often overlooked in career plans. Some of the thinking goes like this: If I make it to the top by forty I won’t have to worry about anything else. But what do you do when you make it to “the top” and still have all those years ahead of you? To this writer, it is a prescription for mid-life crisis!

Consider this: In our Twenties we go through the trial and exploratory stage of career development where we search for direction. In our Thirties we are in the transitional stage, synonymous with movement and advancement. The Forties and beyond are considered the stability stage; ongoing with a sound foundation. The irony is that as we move into our forties (middle adulthood) most of us have not done it all. Some of us are forced to restart our careers due to downsizing, soft industries, red flags in our company, being passed-over etc. In some cases we need to get away from a not-so-perfect situation or jump-start a stalled career. In others, we are searching for personal self-development or for a second career or to strike out on our own.

For these reasons and any number of others, most professionals will experience changes, or even upheaval, in mid-life. The answer in not “buy a Harley”. According to the Department of Labor and the Job Search Handbook, most professionals will undergo seven to eleven job changes and two to three career changes over the course of their careers. Not only is the market demand for selected skills and career fields changing, but so are our roles as professionals and the way we manage our careers. Thus, career planning is more important than ever.

If you are in middle-adulthood and wondering what to do for the remainder of your career (and assuming that early retirement is not in the picture), don’t panic. I have a simple three-step process that I have found in my many years in career marketing to make all the difference in the world.

First, you need to get to know yourself and what it is that you enjoy most; what it is that when doing it does not feel like work. Dr. Charles Ehl, former Dean of Continuing Education at Stonehill College in Easton, MA: “Regardless of past industry or direction, people can be empowered to control their professional destiny through an approach that fuses self-needs analysis, good targeted research and tactical planning in the use of certain techniques beginning with getting to know themselves.” By that Dr. Ehl means understanding for themselves-about themselves: What it is that they really value; what they feel they stand for; what it is that drives them to do what they do; what it is they enjoy doing most-are most passionate about; and finally, although it does not necessarily end with this, where they are looking to take themselves, why, and with what end in mind. Through this exercise, the notion of your optimal market will emerge. For example: If you find that your interest in creative writing is so great, you find you are happiest when you are engaged in it, perhaps a move into editing or speech writing, or a move into the publishing industry at large; or developing newsletters for an association, entering the advertising arena or other creative industries may be best.

Second, you need to figure out how to attract your audience – contacts that can help you move towards your goals. Do what politicians do: Get outside impartial viewpoints to provide you with some idea of how others (your audience) may perceive you, and learn about them-do your research. Developing a networking communication strategy and your “talking points” with this knowledge and the fresh ideas about you that others can provide; and with a focus on the needs of your target audience, you will separate yourself from the average person and ultimately paint your own landscape.

Finally, once you have your audience’s attention, you will need to talk about yourself. Don Ventura, R.L. Stevens & Associates, a private career marketing firm, suggests using a Story Technique. Ventura says, “Compelling stories which incorporate specific examples of your experiences, achievements and contributions that relate to your market and put you in the right light will be remembered well after the interview is over.” People remember your stories more than duties and responsibilities. Here are three concepts that will help you when developing a communication strategy and talking about yourself:

Success Concepts

You must have a purpose; a personal philosophy. In today’s uniquely competitive job market the lifespan in an executive position may only be 5 years in some cases (clearly, not as Evergreen as it once was). Jim Sabin, a CIO with The Shaw Group, Inc. the leading Global provider of services to the power industry: “With executive positions in IT, for example, as interchangeable as mouse pads, the need for a sharply honed purpose for ‘Plan A’ and stratagem for ‘B and C’ for that matter, has never been more apparent.” Purpose could be what it is you feel is important in running a business or what you feel is the business of business; it must be carefully thought out and presented. Think in terms of a one-page presentation to the company directors. You will need to come up with as many success concepts as you can from your past professional experiences and when you begin to assemble your thoughts for your presentation, try to include as many of them as possible. Here are some relevant themes to consider:

1. Personal mission statement

2. Core values; core strengths

3. Driving factors; motivations

4. Level of integrity

5. Value placed on quality

6. Visioning, strategy and facilitating

7. Performance standards you hold for yourself

8. Professional goals

9. Leadership philosophy; management style

10. Communications capabilities

11. Practiced client/public relations

12. Leveraging skill-sets

13. Creative expertise

14. Business knowledge; market intelligence

15. Managing resources

Trigger Concepts

The easiest way to attract people’s attention and to help them get to know you is to adopt simple words and phrases which will have an immediate “trigger” effect, such as:

1. Strategic partnering

2. Impact presentations

3. Bringing ideas / vision to utility

4. Bringing products to markets

5. Entrepreneurial talent

6. Driving revenues; growing profits

7. Structuring and restructuring

8. Building responsible teams

9. Managing talent

10. Start up; turnaround; re-emergence

11. Enterprise development

12. Crafting solutions

13. Staying ahead of the curve

14. Managing change-driven environments

15. Driving “large dollar” projects

Philosophy, along with Success and Trigger Concepts is a winning combination. It provides you with control and sets the tone for all future discussions and posturing for negotiations.

Story Technique

One of the most important tenets in product marketing applies here in career planning: Differentiate your product from others in the marketplace.

John Folcarelli, Labor Attorney and Human Resource Manager for Laidlaw Education: “Most people involved in planning their career tend to fly by the seat of their pants rather than exercise control over the process as it unfolds. For instance, in the interview, instead of simply reacting to questions imposed by the interviewer, the job candidate can and should attempt to take on more responsibility for influencing the direction of the interview.” The Story Technique does just that. It is a method for bridging your qualifications and past successes to the needs the targeted company. It is also a great example of how to use your Success and Trigger Concepts in presenting the right image and distinguishing you from the competition.

Your stories should tell about actions that you took to bring about positive changes. Story techniques cover the “before”, the “action” and the “after.” You can begin by first explaining what had existed that required your attention: Situation. Next consider how this new challenge may benefit the enterprise and you: Opportunity. Briefly describe what you did: Action. Lastly, describe the outcome and its benefits to you and the company: Results. Here are two examples of the use of the story technique, or, “S.O.A.R”:

(S) I was selected by top management to lead a corporation into the US market and (O) recognized an opportunity to have a big impact on operations at a wholly owned subsidiary.(A) Over a two-year period I developed a cohesive staff which went on to develop 1.5 million square feet of office properties at $350 million which (R) produced over $25 million of net operating income and $4 million net cash flow for the corporation resulting a promotion to President of the wholly owned subsidiary.

(S) The ownership of a physical therapy and sports medicine company recruited me to (O) lead, grow and concurrently stabilize a $4.7 million health systems company staffed by 85 professionals. (A) I developed and executed all business plans and opened new markets in industrial and corporate health promotions, (R) positioning the company for its very profitable $6.6 million sale, $2.5 million more than the ownership had anticipated.

A strong, well-articulated Philosophy, sound Success and Trigger Concepts, and persuasive examples of your successes using the Story Techniques (SOAR) are essential for securing a quality position.

More Than Just a Task

There is certainly more to consider beyond these concepts. Nonetheless, the purpose here is to stimulate your thinking if your situation calls for a serious look at your career. There are times when a simple career adjustment may be called for and other times when a complete change is necessary. In any case, restarting your career in middle-adulthood can be one of the most rewarding experiences in your life. Approach it with enthusiasm, dedication and confidence (but for goodness sake, don’t forget “technique”).

A List of Tough Job Interview Questions For Tough Times

While some tough job interview questions take us off guard, others we can see coming a mile away. How we answer job interview questions will make the difference between getting and not getting the job. We all have questions that we’d rather not be asked during an interview. But how can one prepare completely for a tough interview?

The answer to this question really comes down to intense preparatory work. In a nutshell, do your homework. Make sure that you know your resume thoroughly and expect questions to come from your work history. Also, expect questions about the company you want to work for and the type of future you want in that company, and finally, expect questions about you. You should use several large lists of questions in preparation for the interview. Below, you will find a list of tough job interview questions, which should be helpful in preparation for the job interview.

While the questions below are pretty standard and can be expected at most job interviews, you should also create your own questions. In creating your questions in preparation for an interview, you really need to sit down and think through what you would ask if you were the interviewer. Remember that the person interviewing you has a job to do as well. If you can provide a good answer to most of the questions below, and to the questions you have created, you have increased the probability of obtaining the job you are seeking.

Obviously during a job interview, regardless of your personality, you need to be congenial and polite. Try not to appear nervous as well. Most importantly, try to appear confident in yourself but not to the point of appearing cocky. Remember, the interviewer is not only trying to select the best candidate for the job, they also want to be sure that you will be compatible with other employees you will be working with. Also, remember that the interviewer is trying their best to find any red flags that may be present in your past work history.

The following is a list of questions you can expect at most job interviews. You most likely will not be asked all of these questions, but you can expect some of them. Many of these questions come from About.com, and some were created by our staff.

Job Interview Questions: Work History

What is the name of the company you worked for and what titles or positions did you hold?

When were your employed by this company?

What were your expectations for your previous job and to what extent were they met?

What were your starting and final levels of compensation?

What were your responsibilities?

What major challenges and problems did you face? How did you handle them?

What did you like or dislike about your previous job? Which was most and least rewarding?

What was the biggest accomplishment and failure in this position?

Why are you leaving your current job?

Why were you fired? What was the most enjoyable aspect of your previous job?

Job Interview Questions: About Your Supervisors and Co-Workers.

What was it like working for your supervisor?

What do you expect from a supervisor?

Who was your best boss and who was the worst?

What is the ideal co-worker? What is the ideal boss?

Job Interview Questions: About You

What is your greatest weakness?

What is your greatest strength?

In terms of your current or last position, describe a typical work week for yourself. Do you take work home with you?

How many hours do you normally work per week including work completed at home?

How would you describe the pace at which you work?

How do you handle stress and pressure? In terms of your career, what motivates you to move upward and attain further success?

What are your salary expectations?

What do you find are the most difficult decisions to make?

Tell me about yourself. What has been the greatest disappointment in your life?

What has been your greatest accomplishments in your life?

What are you passionate about?

What are your pet peeves?

What do people most often criticize about you?

When was the last time you were angry? What happened?

If you could relive the last 10 years of your life, what would you do differently?

If the people who know you were asked why you should be hired, what would they say?

Do you prefer to work independently or on a team?

Give some examples of teamwork.

Were you responsible for any major projects at your last position, and if so, please describe in a nutshell the project you were responsible for.

What type of work environment do you prefer?

How do you evaluate success?

Have you ever given a work related presentation to a group of people greater then 10, and if so, how did that work out?

If you know your boss is 100% wrong about something how would you handle it?

Describe a difficult work situation or project and how you overcame it.

Describe a time when your workload was heavy and how you handled it.

What have you been doing since your last job?

Job Interview Questions: About the New Job and the Company

What interests you about this job?

Why do you want this job?

What applicable attributes or experience do you have?

Are you overqualified for this job? What can you do for this company?

What do you know about this company?

Why do you want to work here?

What challenges are you looking for in a position?

What can you contribute to this company?

Are you willing to travel?

Is there anything I haven’t told you about the job or company that you would like to know?

How do you plan to move up within our company?

What is the highest level you wish to be promoted within our company?

Why should we select you for this job?

Once again, the key to a successful job interview is preparation. When you are completely prepared, you will tend to be less nervous. Of course, it is highly likely you will be presented with a question or two that you did not expect. This is why preparation also entails having the knowledge base that you can expect the interviewer will tap into.

Here I am not talking about the knowledge needed to do the job. That should be a given anyway, otherwise you would have not been asked to be at the interview. Here I am talking about knowing yourself and your attitudes, and being able to present your attitudes in a way the interviewer can appreciate. It does not hurt to let the interviewer know what really makes you tick, if the interview goes in that direction.

Make sure that you display an enthusiastic attitude. Make sure you present to the interviewer a willingness to learn and a desire to advance in the company you are about to potentially work for. You do not want to appear as if you are lacking seriousness and definitely do not appear cavalier. Try to appear enthusiastic and positive in a mature and professional way. If you are naturally an enthusiastic and positive type of person, then half the battle is won. The point is to be your self, but try to present the best of who you are.

Remember this, many employers prefer a less educated candidate with fewer credentials who is bright and willing to learn, over one who is more prepared but lacks the proper attitude. A good example of this is the entrepreneur who wants to launch a new business. For him or her who is starting a new venture, hiring someone who is bright and has the right attitude is extremely important. More important then previous education. In this case, the entrepreneur is looking for someone who is not afraid to take risks and is very much goal oriented. Here it is very important that you display to the interviewer your ability to work as part of a team. The 9 to 5 type worker who expects to work basically the same hours 5 days a week would not fit well here. And the interviewer needs to know this.

To conclude, in the end, most interviewers are looking for the right attitude for the job they are trying to fill. If you also have the right credentials along with the right attitude, then your chances are increased tremendously. If you can answer most of the above questions, display an enthusiastic attitude, and present yourself in the best possible way, you should find success.

Car Insurance and Loan Considerations for the Self Employed Person

First let’s consider car insurance for a self-employed person. For the self-employed person, automobile insurance can involve factors that are not present in normal personal situations. For example, if the car is driven for business purposes additional coverage may be required. Normal personal auto insurance may not necessarily cover losses incurred when using the car for self-employed business purposes. So contacting the insurance company to get a quote for car insurance which covers vehicle use for the self-employed may be a good idea.

Some self-employed people opt to import cars from other countries into their home country. In these cases, imported car insurance can be helpful to the self-employed person in meeting their insurance needs. Many insurance companies will offer imported car insurance quotes when asked. Typically the insurance company will need to know specifics about the year make and model of the vehicle being imported in order to offer an imported car insurance quote.

Now let’s consider loans for the self-employed person. Being self-employed you can be an exciting and yet challenging experience. When you are self-employed, you don’t always have the ability to rely on a steady paycheck like you do when you are working for someone else. For example, when working for someone else you might receive a paycheck for about the same amount of money every week. However, when you are working for yourself, you might pay yourself only when you make a sale or get paid for a large contract. For instance, if you just spent three months working as a consultant on a company’s new website, and they don’t make progress payments but rather pay you the full amount at the end, you might have cash flow issues until you receive the payment. So in these cases loans for self-employed people can help fill in payment gaps.

Self-employed loans can also be helpful if a car insurance payment is due, but you have not received payment from your last customer yet. Generally use of the vehicle is still required, and of course, it is not a good idea to drive the vehicle without proper insurance coverage. So obtaining a self-employed loan can help make the payment for the car insurance policy, then the loan can be repaid when your customer pays you.

In conclusion, we’ve taken a look at some particular considerations for self-employed people when it comes to car insurance and loans.

Business Education – Start your Career Planning Early

Starting out in a business career is easy. Start early, and keep your eyes and ears open. How about the lemonade stand when you were 11? Or cutting lawns when you were 14? Or the baby sitting jobs? All are basic training for a career in business.

How about that first “real” job when 16 or 17? What did you learn about business? How about customer service? Did you show an initiative? What did you do with your earnings? Was some saved and invested in your future? Did you read the business section in the newspaper? How about the Wall Street Journal when you went to the library?

Business career training comes in many sizes and packages. All help you prepare in becoming a business entrepreneur someday. It outlines different subjects and training involving corporate finance, marketing and business law. In the course of training, you begin to get a more detailed idea of what you want to do in considering a business career.

There are a number of specialized fields in almost every business. Finance, marketing, operations, technology, and sales all lead to different career paths. This is the main decision you need to make before your business career training starts. Another decision you need to consider is the aspect of business that you want to get specialized in. Let’s go over the benefits and tips of taking up a program in business career training.

1) Business Concepts are life concepts as well: The business concept is reflected around you to include the very basic ideas. It is being applied to almost any aspects of our life and work. General problem solving skills and working well with others is the most useful learning you can acquire from business career training.

2) Having better credentials mean more money and other options: If you have an advanced business career training degree, you are allowed more freedom in selecting your career path. Most of the top companies in the world prefer to interview and hire graduates of business-related courses and degrees. And offered salaries are definitely higher. With a degree in business career training, many job opportunities are open for you.

3) Find the ideal advanced education: Finding for the ideal business career training is a necessity. A good school that will fit your personality and possess the things that gets you interested aside from the business career training programs they offer. One reason for this is for you to balance career development with your lifestyle and exterior interests.

4) Interaction with different kinds of people: In a business career training program, you are most likely to experience interacting with different kinds of people related to your program’s activities. With this interaction, you need to understand the interpersonal and individual motives and behaviors of every person performing in business activity. You need to have the ability to read the personality of a person as well as the dynamics of the group.

5) Expand your business rolodex: In taking up your business career training program, you need to learn the art of expanding your business network. Through your business network, you’ll have a precise introduction and established system that is essential in setting up your business career.

The above listed benefits and ideas are just the beginning. Plan on a life long learning program. You’ll find as your career develops additional options will appear, keep and open mind and you may be surprised and delighted to where it may lead.